In the current climate of low interest rates and volatile investment markets it has never been more important to ensure that your investments are:

• globally diversified to reduce risk and capitalise on overseas growth
• spread across assets which you feel comfortable with
• managed as tax-efficiently as possible
• reviewed regularly

Our in-house process can be applied to new or existing portfolios and is summarised as follows:

• establish your personal circumstances, needs and objectives
• assess your attitude to risk, capacity for loss and investment experience
• consider the most tax-efficient methods available
• agree an asset allocation strategy (the blend of deposit, fixed interest, property and equity)
• select the most consistent funds in each asset class by combining external research with our own experience
• monitor and review your requirements and the performance of your portfolio at the agreed frequency (we offer quarterly, half-yearly and annual reviews)

Whatever you are looking to achieve we would be happy to listen and recommend a fresh approach. An initial consultation is available at our expense and without obligation.